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College Funding Calculator

Enter your children, college start years, and accounts. Results are instant, free, and never stored on our servers.

College funding calculator

Find out exactly how much you can fund for each child's college from your savings.

How many children are you planning for?

How the math works

  • Shared 529s and brokerage accounts are projected forward to each child's first year of college using your assumed growth rate.
  • In Equalized mode, distributions are adjusted so every child ends up with the same annual budget regardless of which account holds the money.
  • Overlap years (two or more kids in college simultaneously) are stress-tested to surface shortfalls before they happen.

Want the full methodology and assumptions? See the FAQ.