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Parent-to-parent writing on saving for college with more than one child.
June 2026 · 6 min read
How Much Should I Save for College Per Month?
When our oldest was born, a relative handed us a card with $50 in it and said "start a college fund." We laughed it off — then suddenly she was in middle school and we were panicking about how unprepared we were.
Read article →June 2026 · 7 min read
529 vs Brokerage Account for College Savings: Which Is Better?
When we started saving for our kids' college, we went down a rabbit hole trying to figure out whether to open a 529 or just put the money in our existing brokerage account. Most advice online was written for one child with a clear 18-year runway — our situation made it feel incomplete.
Read article →June 2026 · 8 min read
How to Save for College for Multiple Kids Without Playing Favorites
Nobody wants to admit this out loud, but it's one of the quiet anxieties of parenting multiple children: what if we run out of money before the younger ones get to college? If you have three kids drawing from the same pool, the order of withdrawals matters enormously.
Read article →June 2026 · 6 min read
When Should You Start Saving for College?
The best time to start saving for college was the day your child was born. The second best time is today — and that's true even if you're sitting here with a ten-year-old wondering whether you've already blown it.
Read article →June 2026 · 7 min read
The College Savings Overlap Problem: What Happens When Two Kids Are in School at Once
There's a moment when you suddenly do the math on your kids' ages and realize that for one, two, maybe three years, you're going to have multiple children in college at the same time. It's one of the most significant — and least planned for — events in the college funding timeline.
Read article →June 2026 · 7 min read
How to Split a 529 Between Siblings Fairly
One 529, multiple kids — it seems simple until you realize that splitting equally doesn't always mean splitting fairly. Here's how to make sure every child gets the same shot.
Read article →July 2026 · 6 min read
What Happens to a 529 If Your Child Doesn't Go to College?
The fear of "losing" your 529 savings if your child skips college stops a lot of parents from opening an account in the first place. Here's what actually happens — and why it's less scary than you think.
Read article →July 2026 · 7 min read
How to Use a 529 Plan for Multiple Children
Most 529 guides are written for families with one child. The moment you add a second, the standard advice breaks down. Here's how to actually make it work.
Read article →July 2026 · 6 min read
Is a 529 Plan Worth It? An Honest Answer for Parents
Every personal finance article tells you to open a 529. But is it actually the right move for your family? Here's an honest look at the real advantages — and the legitimate concerns.
Read article →July 2026 · 7 min read
How to Catch Up on College Savings If You Started Late
If your child is already in middle school and you haven't started saving yet, this post is for you. No guilt — just a practical plan for closing the gap from wherever you are today.
Read article →July 2026 · 6 min read
College Savings Calculator for Two Kids: Why Regular Calculators Fall Short
Run a college savings calculator for your oldest. Run it again for your youngest. Now try to combine the results into an actual plan. Most calculators leave you stuck at exactly this point.
Read article →July 2026 · 7 min read
How Much Does College Cost? What Parents Need to Budget For
The sticker price headlines are almost never what families actually pay. Here's a realistic picture of what college costs in 2026 and how to think about what you'll actually need to save.
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